Bank of America Wire Transfer Limit and Fees Guide
Wire transfers at Bank of America allow you to send large sums of money domestically or internationally. Understanding the applicable limits, fees, and processing times helps you plan accordingly. All figures below are for reference only — verify current terms directly with Bank of America.
Bank of America domestic wire transfer
Domestic wire transfers at Bank of America typically settle the same business day if submitted before the daily cutoff time. Fees apply and vary by account type. Some relationship banking tiers may have reduced wire fees. [Verify current fees and cutoff times with Bank of America.]
Bank of America international wire transfer
International wires typically take 1–5 business days depending on the destination country. Fees are higher for international transfers and may include additional correspondent bank fees. Exchange rate markups may apply. [Verify current international wire fees and FX terms with Bank of America.]
Wire transfer limits
Wire transfer limits at Bank of America vary by account type and may require additional verification for large amounts. Online wire transfer submission may have different limits than in-branch submission. [Verify your specific limits with Bank of America.]
Frequently Asked Questions
Sources
- Bank of America — Wire Transfer Information (verify directly with BofA)
- Fedwire Funds Service — Federal Reserve
Pro tip: Bookmark this guide and review it before opening a new bank account to ensure you understand all terms and conditions.